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Judy has invited you to join Kiva Zip!

Kiva Zip helps businesses grow with 0% interest loans. Making a small loan can change a life.


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For a limited time only, loans to select borrowers will be matched, thanks to Capital One.
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39 Matching Loans
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It has always been my goal to market products that are of great benefit to people and to build a highly successful business, one where I can donate a full ten percent of the net profits to charities both at home and overseas.

Endorsed by Berkeley Microfinance
6 endorsements made, with a 100% repayment rate.
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75% raised
$5,000
5 days left to fund
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Taneice: Heaven Your Way

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North Plainfield, NJ

Heaven Your Way will be a new salon and spa that will offer specialized services for women coping with hair loss. A Kiva Zip loan will help Heaven Your Way to purchase some of the inventory that is necessary to open and improve the lives of women battling cancer, lupus, alopecia, and other forms of traumatic hair loss.

Endorsed by Rising Tide Capital
6 endorsements made, with a 100% repayment rate.
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68% raised
$5,000
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Lakeesha: Park&Play

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Garfield Heights , OH

Park & Play is mobile entertainment 37ft trailer for kids. Its a party in a box; we host themed birthday parties/entertainment for schools, parents and business. No mess no fuss leave it all up to us! I am the first entrepreneur in my family and I am working hard to leave my kids a viable business.

Endorsed by Bad Girl Ventures Cleveland
2 endorsements made.
58% raised
$4,000
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Santanna’s Art Gallery is a fresh and innovative art company that will vigorously seek to advance art awareness in the community and ensure that all company actions reflect its dedication to preserve and enrich art awareness. With this Kiva Zip loan, I can finish buying the supplies needed to start my business.

Endorsed by The Urban League of Greater Cle...
1 endorsement made.
23% raised
$5,000
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Monkey Bread Depot is more than just another pastry company making the most delicious monkey bread you've ever tasted; it is a coalescence of the love of a budding family and a passion to create delicious, local food that brings happiness to the community.

Endorsed by Denise Billings
1 endorsement made.
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58% raised
$3,500
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2nd loan

Floral Beauty Greenhouses is a major wholesale greenhouse located in upstate NY. We grow over 10,000 hanging baskets each year, 60,000 geraniums, 13,000 poinsettias, and we service over 100 retail customers within a 100 mile radius. We just broke into the retail market through our greenhouse vegetable division. With funding we will be able to improve the profitability and "green-ness" of our greenhouses and position ourselves for additional future jumps in growth and profitability over the next 2-3 years.

Endorsed by Institute for Veterans and Milit...
11 endorsements made, with a 100% repayment rate.
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39% raised
$10,000
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Holistic Health Orlando works with corporate and individual clients to improve their health and wellness through implementing small, permanent lifestyle changes.

This loan will allow me the opportunity to complete the development of a corporate wellness software application. The software will allow me to offer corporate clients a more individualized approach for their wellness program. The software will allow for a time efficient way to offer personalized, daily contact with each employee at a fraction of the price of one-on-one coaching. The tracking component will allow us to offer additional support to participants who may need a little extra encouragement or assistance in meeting the next benchmark. It will also tracking reports on participation and progress without sharing the confidential details of individual participants. This loan will allow me to offer a budget-friendly wellness option to businesses with little to no budget for the 'nice-to-haves' in today's economy.

Endorsed by Wanda Keller
1 endorsement made.
70% raised
$3,000
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Charylu: Self Publish Music Books

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San Rafael / Marin County, CA

From Inspiration to Creation - Self Publish Your Music Book With the Experts! Perfect for Educators, Songwriters, Children's Books, Houses of Worship, Choirs and Choral Directors, How-To and Method books; Music Theory and Style Books. We can help you design, edit, produce and print your life's work.

Endorsed by Doug LeBow
1 endorsement made.
53% raised
$4,000
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Sweet Luxuries Boutique Bakery creates baked goods prepared with all-natural ingredients. Our receipes are baked in small batches to that produce consistent desserts made with simple and whole ingredients. Our best-selling dessert is our signature lemon bars which we intend to take to market, with your help. With a loan from Kiva Zip, we can operate from a commercial kitchen full-time, therefore becoming a vendor to local coffeeshops and small grocery stores in Houston, Tx.

Endorsed by Bayou Microfund
2 endorsements made.
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50% raised
$5,000
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Billie: Essential Remedies

Seaside/Clatstop, OR

I am a natural product manufacturer, using all-organic essential oils and herbs in my products to promote wellness. I would like to make my products available on a much larger scale through internet sales and also by the use of professional packaging, which will help to get my product into retailers across the nation. I am trying to design my business around being a visually impaired employer and would also like to be able to give employment opportunities to other disabled individuals.

Endorsed by MIPO
1 endorsement made.
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18% raised
$5,000
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Exclusive Creations Design offers interior decorating, real estate staging and interior design workshops. The business began in March, 2009 as a creative outlet and passion for real estate and design. Our customers range from homeowners to renters, real estate agents to real estate investors.

Endorsed by Aesthetic Education Group, LLC
1 endorsement made.
Thanks to Capital One, loans to this borrower will be matched
39% raised
$5,000
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Frank: Appalachia Mud Shirts

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Connellsville/ Fayette, PA

A T-Shirt That Makes A Difference.

Endorsed by Sustainable Connellsville
1 endorsement made.
Thanks to PNC Foundation, loans to this borrower will be matched
96% raised
$5,000
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RainVessels is a unique solution for rainwater catchment and storage. These containers are durable and all weather, and help to solve the challenges facing sustainable use of rainwater. With your help, RainVessels can more cost-efficiently purchase long-term supplies to grow our business. See www.RainVesselsUSA.com

Endorsed by Social Enterprise Associates
1 endorsement made.
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60% raised
$5,000
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We are looking for a loan so we can buy the right equipment to be able to treat pets with various skin and hair problems. Our pets are our children, and we all want the best for our children whether two- or four-legged. With this equipment we can treat your furry friends' problems naturally.

Endorsed by Rose Glinski
1 endorsement made.
34% raised
$5,000
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Studies show that 98% of us know that distracted driving, such as texting-while-driving or applying make-up behind the wheel, is dangerous. But 49% of commuters do it regularly. I am developing a new approach to reduce this ''social epidemic'', called Rider Revenge. It’s a 2014 version of the old bumper sticker ‘’How’s My Driving? Call 1-800’’. My app and software are 100% designed for use by vehicle passengers (the Riders). Until now, the Drivers have largely been the focus of anti-Distracted Driving efforts. In contrast, I believe the Riders are the untapped resource to inspire Drivers to change their behaviors. We're all on the road together - we owe it to one another to drive more safely.

Endorsed by Zalman Notik
1 endorsement made.
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39% raised
$5,000
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Supporting me with a loan of $5,000.00 would be a dream come true. I would use the funds to me to create what is within me, which is publishing my second book (a children's book).

Endorsed by Divine Intervention Ministries
1 endorsement made.
Thanks to PNC Foundation, loans to this borrower will be matched
29% raised
$5,000
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For decades, many of our food products from the tropics have been the result of exploitation of cheap labor and environmental exploitation. This includes bananas, coffee, and cashews. But in 2014, we have the ability and the information to understand the impact our purchases have on the world. Our role at Live Forest Farms is simple: the cashews we import from Indonesia must have a positive effect on people and the planet.

Endorsed by Justin Curzi
3 endorsements made, with a 100% repayment rate.
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54% raised
$5,000
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A loan from Kiva Zip will help grow my small motorsports business, Motorheadz Boutique. This capital be used to implement my website, add inventory, invest in store security, and brand my business. I want Motorheadz Boutique to be a hub for motorsport enthusiasts all over North Dakota.

Endorsed by Dakota Certified Development Cor...
2 endorsements made.
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16% raised
$5,000
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2nd loan

We started Fiesta Farm in 2010 to raise chickens on a 1 acre rented pasture. We now farm nearly 35 acres, raising several different kinds of livestock and exploring vegetables and fruit production with a vision for a fully diversified, biodynamic farm. This year we need to replace half of our laying flock, purchase a livestock trailer, and improve water infrastructure/delivery to our pasture.

Endorsed by California FarmLink
3 endorsements made, with a 100% repayment rate.
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42% raised
$10,000
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With $5,000, Cabalito LLC will be ready to go to market. Our distribution business will have the van it needs to start distributing products to local stores. We have the sales experience, the operations experience and the capital to purchase initial merchandise. The van is our missing piece.

Endorsed by Northern Virginia Family Service
6 endorsements made, with a 100% repayment rate.
Badge_repayment_bronze_small Badge_connectedness_gold_small
Thanks to Capital One, loans to this borrower will be matched
32% raised
$5,000
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