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All lending on Kiva Zip is paused until June 2 while we make this change.
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If you have questions in the meantime, please email us at [contactus@kiva.org]


Word Well Spoken LL.C

Little Rock, AR

Personal Story

I am a happy 53 year old single woman, with a flair for being grateful.
I have learned that where you begin does not determine your true destiny. Most of all, I have learned that your past disadvantages can become your greatest advantage in life.
I had the disadvantage of being born to very poor, uneducated parents. They married young, too young to realize there was no true love between them. For this reason they fought all of the time, which would not be so bad, except for the fact that WE (their seventeen children) were caught in the middle.

Yes, I am the twelfth of seventeen children. My mother conceived, carried, and birthed us, but past our birth, she hardly saw us or knew us. She barely remembered names, much less faces, and she never took pictures. She wanted no memories that her life had been stolen from her. We were just ten-fingered, ten toed replicas of the man who never bought her a wedding ring, never hugged her except to make one of us, and never fed or provided shelter for her or his offspring with her. She would sell wood door to door while pregnant, just to eat. The church told her she could not prevent pregnancy.

Our father was a PREACHER who did not even live with us, and my mother didn't want to punish us, but she had no one else close enough to give her retribution for stealing her life. We had to bear his cross and take his punishment.

To make a long story short, although I was the only of the twelve to be born on her birthday, I was not given any preferential treatment. At the age of 13, she told me, "I am no longer your mother. I am moving away and you cannot go." She let me know that I was no longer welcome in her life. I was well-behaved, shy, and sensitive. It wasn't personal. She was just tired. She took my little sister, my four little brothers with her. The older children had already drifted away into their own wilderness.

The "State" was about to place me in foster care, but my father, who I barely knew, wanted custody. It should have hurt me. I should have been devastated, but I was not.
I was just numb. It was like a blurr. I didn't miss the hugs, because there weren't any.
My mom didn't cook, ever. She didn't know how to bake cakes or pies, or meat loafs. She married at fifteen and just never learned how to do any household tasks.

I didn't miss the talks or the kisses goodnight, good morning, or any other time at all. I was a teen, with a changing body and I didn't understand why.
There were no table dinners, because there was no food.
There were no food stamps. I often went two, or three days without having anything to eat.

It was indeed my reality. I struggled with low self-esteem for many years. I was very introverted at school, and bullied, as quiet kids usually are.
As much as school hurt, going home hurt worse. My father filled her space, but never saw me. They only saw each other.
After all, he wanted to punish her, not me. After my little sister had run away, my mother sent all of my younger siblings back to my dad. She decided that the only way not to be hurt by him was to not feel anything at all. At that point, I knew it wasn't personal.

To make a long story short, seventeen has now become eleven. Because of neglect, my little sister died years later. While almost homeless, my little brother died of AIDS at 28 years old. My older brother was murdered in prison. Another older brother drank himself to death at a young age. Another brother died of cancer, induced by a poor diet, which was a symptom of hopelessness. Three months after my little sister died, my father died a very greivious death. Yes, this is about me... My pain started before I started, and all I knew was pain.

I did not attend college until 30 years old. I did not think that I was good enough for college, but I made good grades (A's and B's). It took me 16 years to obtain an Associates degree. It was that Spring that we had buried my sister, then my dad. That Spring, I should have celebrated. I graduated with double honors, made the Dean's list, while I was fighting my way out of sorrow-induced depression.

My journey has been a difficult one, but (as I stated in the opening) I AM A HAPPY, SINGLE WOMAN. I feel that I have been given a gift that could not have been entrusted to someone born of privilege. I love people so much -- Black (as I am) people, and every other beautiful race under the sun.
I cannot stand to see another person suffer. I am sensitive to lonely people, and I have been given a message of hope.
At 54, I appreciate the freedom from the pain of the past, but am thankful for the experiences. The HARDNESS has chiseled a compassion for humanity into me, and I am only fulfilled by serving humanity. Although I have no wish to re-live the trauma, I am so thankful for what it has made me. A Silver Spoon would not have afforded me the concern I have for the down-trodden. I graduated with a bachelors of Arts degree in psychology in 2011. I have credentials to aid in emotional healing. But the greatest creds that I have is my past. The scars can indeed heal, as long as the pain is gone. I have faced the music of my past and have learned to DANCE TO THE MUSIC....

Business Description

I am a motivational speaker, poet, author, counselor. My main objective is to lift the human spirit through written and spoken word. I write for weddings, funerals, family reunions, birthdays, anniversaries. I customize each piece to a specific person or group by including their names, hobbies, pets, etc....As a child, I would write to soothe myself.

As a child, I would write to soothe myself. No matter what I would write, it would almost always rhyme. I would do my homework in rhyme. My teachers would have me to stand before the class and say my poem. I received a standing ovation. My writing is what drew people to me, and ultimately, drew me out of my shell and shyness. I now have the loudest mouth and the biggest personality of most everyone I know. Yet I am still somewhat of a loner.

Most of my customers have been church people, because I grew up in church. But on every job I have had, I was always delegated as the writer for anyone who was leaving, retiring, or having a birthday. I have written logos for companies who were trying to recruit or advertise.

I can write about anything and anybody, and I can make it rhyme with relevance.
My biggest challenge has been charging people a fee. Folks get used to freebies. I have learned that what I do is not only very valuable, but it is very rare, which increases its value. Lately though, I have received $100 bills for doing one 6 minute poem that brings everyone to tears.

My goal is to create books and greeting cards.
Through "Ms June Speaks", I will speak to prisoners who have special occasions and parents with disabled children and/or loved ones.
I intend to speak to the "hidden" audiences.

What is the purpose of this loan?

I would like to purchase hand books, CD's, and greeting cards that I can fill with my poetry. This will allow me to sell merchandise when I speak at different events.

June's loan is endorsed by Synchronicity!. The information below explains why her trustee thinks June is a great candidate for a Kiva Zip loan.
How long have you known this person?

1-6 months

Tell us about your relationship with this borrower.

A professional colleague of mine introduced me to June. He provides some marketing & promotional services to her. He invited me to one of her poetry readings at a local coffee shop. I was moved by the power of her words and her exceptional skill in delivering the spoken word.

Tell us about this borrower's personality and character, and why you are endorsing him or her for a Kiva Zip loan.

June is a very motivating & encouraging writer as well as speaker. She has a keen ability to capture the feelings of life in beautiful, flowing words. When June takes the stage, she captivates the audience with her passion & beautiful spirit. She has a natural way of connecting with audiences and individuals. Her messages are full of meaning & hope which is often hard to find in today's world. Now is HER time and I will do whatever I can to help her pursue her dream.

Tell us about this borrower's business, and why you believe a Kiva Zip loan will contribute to his or her success.

The KIva Zip loan will allow her to develop marketing materials as well as cds & print copies of her poems for sale online and at events where she speaks. June is also planning to create a line of customizable greeting cards that will incorporate images with her verses. In some cases, videos of her reading the poems will be included in the cards via QR codes. A little start up money will help her to pull together the necessary resources to expand her audience & develop her retail products.

9 total lenders
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A loan of $500 helps me to create books and CD's for already written materials to sell at speaking venues, and to create greeting cards that are ready for immediate sale

Disbursed Mar 21, 2013
Repayment Term:
6 monthly payments
Grace Period:
Mar 14, 2013
Mar 21, 2013
Paying Back:
Mar 22, 2013
Sep 3, 2013

About Word Well Spoken LL.C

Years in Operation:
6 months - 1 year
Badge connectedness gold small

What are Borrower Badges?

Borrower Badges are a system designed to recognize and reward borrowers’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.

This loan is endorsed by

Trustee Type:
Possibility & Positivity Consultant
First Tier trustee
Cabot, AR
On Zip Since:
Mar 14, 2013
(38 months)
Loans Endorsed:
Total Value:
Paying on Time:
Paying Back Late:
Repaid in Full:
Repayment Rate:
Why are you endorsing June?

June is a very motivating & encouraging writer as well as speaker. She has a keen ability to capture the feelings of life in beautiful, flowing words. When June takes the stage, she captivates the audience with her passion & beautiful spirit. She has a natural way of connecting with audiences ...

What are Trustee Badges?

Trustee Badges are a system designed to recognize and reward trustees’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.