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Mary

Bumala CFWclinic

Busia, Kenya

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2nd loan
Personal Story

I was born in Kakamega district, Western province in a family of 13 children, I am the 7th child. I come from a farming community, sugarcane growing is the main cash crop. I went to primary school in Mukumu primary school before proceeding to Mukumu secondary school. Upon completion of my secondary school, i joined Mukumu school of Nursing where i trained as a registered community nurse. I worked in Nangina mission hospital until the year 2007.

I am married and blessed with 5 children, 1 boy and 4 girls. The 1st born is a 2nd year college student, the 2nd born is in the last year of secondary education, the 3rd born in 1st year of secondary school, the 4th born in the last year of primary school while the last born is in class five.

Personal Update - Mar 19, 2013

Yes the loan has really helped me. I was able to pay for my drugs in good time and added more products to my stock. I also have partly paid for a fridge for storing vaccines and i know that by April i will be able to offer my clients immunization services every day.

Business Description

I am operating a clinic which is offering diagnosis and treatment to my community. I am the nurse in charge and I am actively involved in community health activities. I have contracted a community health worker who takes health promotion items to the community, gives health talks and markets the clinic.

The clinic was started in 2007 and was run by Sustainable health care foundation, though i was the nurse running it. In 2009 the organization requested that I take up the clinic and manage it as my own. I was very happy because all my working life, I have always wanted to establish and run my own clinic.

Most of the clients coming for treatment are children under five years and women. I want to expand my business and start immunisations so that when a mother comes to the clinic for her treatment, her childs needs can also be met.

I am planning to implement maternal child health services offering focused antenatal care to mothers, immunisations, growth monitrong of the children as well as counselling the mothers on proper feeding practices.

My greatest challenge is when I get a patient who is not able to pay fully for the services i have provided.

I feel proud of my business as it is self sustaining and it has been running profitably. The profits from the business are a major boost to my family’s income.

Business Update - Mar 19, 2013

My business has grown. The number of patients has increased every day I am able to attend to at least 30 patients.

What did you use your last loan for?

I paid for the clinic drugs and also partly paid for a vaccines fridge

What is the purpose of this loan?

I want to complete paying for the fridge. Once i start immunization services in April, I am planning to purchase laboratory reagents and some additional equipments.

Mary's loan is endorsed by Sustainable Healthcare Foundation. The information below explains why her trustee thinks Mary is a great candidate for a Kiva Zip loan.

Endorsement for this loan

How has the borrower's personal life and business changed since receiving a Kiva Zip loan?

Yes, the loan has helped her in a big way to raise the profile of the clinic. Mary used the money to pay for drugs and also to put a down payment for a fridge.

Why are you recommending this borrower for another loan?

She intends to complete paying for the fridge so that she can offer vaccines every day at her clinic. Mary is currently using a vaccine carrier to go for vaccines at the nearest public hospital (12km), so that she can offer them 2 times every week.

Original endorsement - Nov 8, 2012

How long have you known this person?

More than 5 years

Tell us about your relationship with this borrower.

Mary is a nurse who is running a CFWclinic in Bumala market, Kenya. She started the CFWclinic in 2007 inititally as an employee of the organisation owned clinic, but later was endorsed to take full responsibility and own the clinic. I have contact with her at least three times in a month, to collect her medicine order, to deliver the drugs, and for mentoring.

Tell us about this borrower's personality and character, and why you are endorsing him or her for a Kiva Zip loan.

Mary is a hard working and committed nurse, who has a big heart to serve her community. She has been running this clinic since 2007 offering diagnosis and treatment of common diseases. Her plan is to integrate mother and child services that include focused antenatal care, immunisation for babies and have a well baby clinic.

Tell us about this borrower's business, and why you believe a Kiva Zip loan will contribute to his or her success.

Mary's business has grown over the years and she is currently serving every month over 450 patients at the clinic and 300 clients through community health education.

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ENDED

A loan of $375 helps me to purchase additional laboratory equipment

Disbursed Apr 16, 2013
Repayment Term:
6 monthly payments
Grace Period:
N/A
Listed:
Apr 3, 2013
Disbursed:
Apr 16, 2013
Paying Back:
Apr 18, 2013
Ended:
Aug 1, 2013

About Bumala CFWclinic

Industry:
Healthcare
Years in Operation:
More than 5 years
Badges:
Badge_repayment_gold_smallBadge_connectedness_gold_small

Previous Loans

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Amount
$250
Paid Back
Jan 9, 2013

What are Borrower Badges?

Borrower Badges are a system designed to recognize and reward borrowers’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.

This loan is endorsed by

Trustee Type:
NGO
Location:
Nairobi, Kenya
Badges:
Badge_repayment_gold_small Badge_connectedness_bronze_small
On Zip Since:
Nov 8, 2012
(17 months)
Loans Endorsed:
34
Total Value:
$11,625
Fundraising/Raised:
1
Paying on Time:
9
Paying Back Late:
0
Repaid in Full:
24
Defaulted:
0
Repayment Rate:
100%
Why are you endorsing Mary?

She intends to complete paying for the fridge so that she can offer vaccines every day at her clinic. Mary is currently using a vaccine carrier to go for vaccines at the nearest public hospital (12km), so that she can offer them 2 times every week.

What are Trustee Badges?

Trustee Badges are a system designed to recognize and reward trustees’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.
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