Johna

Texas Dogs

Galveston, TX

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Personal Story

First and foremost, thank you for taking the time to read my profile. This is a wonderful and much needed organization and I appreciate your consideration and contribution.

My name is Johna and I am originally from New York. I have a very interesting life story, which one day I would love to write a book about. I grew up in a housing development and have raised myself since the age of 14. I rented a room in someone's house till I was 18 and put myself through college at Howard University in Washington, DC. It took me sometime to graduate not because I didn't have good grades but because of trying to pay for the high tuition with little help. I had a 3.8 g.p.a., worked 2 jobs, and was very active. I even was honored with a marble stone on campus with my name because of some of my great achievements with my organization Alpha Phi Omega National Service Fraternity.

As a young girl and woman I have always shown leadership and entrepreneurial abilities. I have not been one to work for another and have done better financially as a new graduate working for myself. With minimal support I have faced many of life's trials and tribulations, but this has never stopped me from progressing. Everyone one needs a lift sometimes to get to that next chapter in life and that is why I am here. I am hoping my next chapter will be to start this hot dog cart business and grow it into something more in the food and/or entertainment industry.

Will you help me give a happy ending to my story by supporting me?

Sincerely,

Johna

Business Description

My plan is to start a hot dog cart vending business in Galveston, TX and surrounding area. We will serve locations that have a business crowd from 11:00am – 2:00pm Monday thru Friday, during the summer on the seawall, on Friday and Saturday nights around the bars, and special events.
The ideal time frame for the business to start would be the beginning of 2013. The company will be registered as “Texas Dogs Carts Co.”. This is a sole proprietorship. Johna Eberhart and Jarrod Jones will be operating the cart.
According to the American Hot Dog Council, Americans will consume 20 billion hot dogs in one given year. 7 Billion of these hot dogs are consumed between Memorial Day and Labor Day. Most dogs are eaten at home, but 15% are purchased from street vendors. This means 3 billion are served by vendors. Based on these figures and retail price of $5.00 per serving includes a side order and beverage, the annual sales potential will equal $100,000+, given a 100 customers are served a day .
Texas Dogs will provide only the best quality gourmet hot dogs in town. In addition, frito pies and vegetarian dogs will be available for variety. Other items that will be available on the cart are chips, cole slaw, pickles, gum, and beverages.
In the near future I would like to own two more carts that would be operated by close family and friends to dominate the area. After that, I planned to purchase multiple carts to lease in the Galveston /Houston areas. This will be a family business that will help to establish other people who have the desire to be hot dog cart entrepreneurs.

What is the purpose of this loan?

The loan will help me with my start-up costs for the business which are:
1. Hot dog cart - $3000
2. Business license/Permit/Health inspection fees - $375
3. Food Handlers Course - $50
4. Marketing -$100
5. Initial Food Inventory - $500
6. Other Cart Costs - $800
7. Food Cart Organization Fee -$100

I presently work for myself but this business is one that me and my family can do together, which will lead us on our plan to grow in the food industry offering what we do best, food and hospitality!

Johna's loan is endorsed by Vince Wall. The information below explains why her trustee thinks Johna is a great candidate for a Kiva Zip loan.
How long have you known this person?

<1 month

Tell us about your relationship with this borrower.

I am a SCORE usiness Counselor and have been providing her counseling on starting her business. I intend to continue mentoring and counseling her until her business is up and running successfully.

Tell us about this borrower's personality and character, and why you are endorsing him or her for a Kiva Zip loan.

Johna has impressed me as an intelligent, personable, hard working young lady who has done extensive research on the business, hot dog cart, she wishes to start in the Galveston market. She has developed a detailed business plan and has done a good job of thinking through exactly how she will get it up and running and has already taken many of the steps to get it rolling.

Tell us about this borrower's business, and why you believe a Kiva Zip loan will contribute to his or her success.

She wishes to start a hot dog cart business in the Galveston market. Currently there is limited competition for this type of mobile business in Galveston. She has already lined up a couple large construction sites that will be in operation for extended periods of time. This will serve as her base business - providing lunch opportunities for these construction workers so they do not have to get into their cars and drive to a restaurant.
She will also supplement this base with selling on the seawall during the summer months and other events in Galveston as well as local festivals and youth sporting events among other things. There is an association of hot dog cart vendors that actively communicates through the internet and there is a forum to discuss business and issues. She has made a lot of contacts in the organization and learned a lot about the business. She also has another mentor who owns and operates a succcessful local barbeque restaurant She also has a hospitality degree which provides meaningful backgroundi for her operation. She has run the traps on the local permits she will need to start the business. Overall she is well on her way to getting the business set up.

46 total lenders , 1 first-time lenders invited by Johna
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PAYING BACK

A loan of $5,000 helps me to start-up a family hot dog cart business in Galveston, TX.

Disbursed Mar 7, 2013
Repayment Term:
12 monthly payments
Grace Period:
3 months
Listed:
Jan 11, 2013
Disbursed:
Mar 7, 2013
Paying Back:
Mar 8, 2013

About Texas Dogs

Industry:
Food production
Years in Operation:
<6 months
Badges:
Badge connectedness gold small

What are Borrower Badges?

Borrower Badges are a system designed to recognize and reward borrowers’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.

This loan is endorsed by

Trustee Type:
Individual
Tier:
Paused Tier trustee
Location:
Houston, TX
On Zip Since:
Jan 11, 2013
(28 months)
Loans Endorsed:
1
Total Value:
$5,000
Fundraising/Raised:
0
Paying on Time:
Not enough data
Paying Back Late:
Not enough data
Repaid in Full:
0
Defaulted:
0
Repayment Rate:
Not enough data
Why are you endorsing Johna?

Johna has impressed me as an intelligent, personable, hard working young lady who has done extensive research on the business, hot dog cart, she wishes to start in the Galveston market. She has developed a detailed business plan and has done a good job of thinking through exactly how she will ge...

What are Trustee Badges?

Trustee Badges are a system designed to recognize and reward trustees’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.