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Nelson

Grasshoppers Landscape LLC

Leesburg, VA

[Image]
Personal Story

My name is Nelson Lopez, and I'm from a small town called Chalatenango in El Salvador. My six siblings and I grew up there, and I was always the mischievous one until I came to the United States at 16 years old and learned fast that I had to work really hard.

From the time I arrived, I juggled at least two jobs at once. I mostly worked in iron and steel during the week and landscape on the weekends. I worked and saved as much as I could and was able to help two of my sisters and my mother to join me in the U.S., become residents, and have a much better quality of life.

When I was 24, I started operating the landscape business on my own. My sister, whose English is even better than mine, helps me to answer the phone and schedule landscape appointments with clients. My goal is to grow the business enough so that I can pay her to work with me full time.

I'm currently enrolled in high school at night and hope to graduate soon. I'm working on building my credit score and took out my first credit card recently which I am handling with great care. I also have a three year old son who I adore and who is my inspiration to make the business grow.

Business Description

Grasshoppers Landscape, LLC is based in Leesburg, Virginia and serves the surrounding community with top-notch residential and commercial landscape work.

I decided to start this business to have more time for myself and to be with my toddler age son. I wanted to have more control, and when my weekend landscape client base began to grow, I decided to become independent.

My customers love the service and appreciate how courteous and respectful we are of their yard, their pets, their cars, etc.

Our major challenge is starting up the landscape season after a long and very difficult winter. While we started cleaning houses for all our landscape clients throughout the winter, it was still a challenging season that left us very low on cash. Then, my truck broke down completely, and I had to use all my extra capital to finance a new truck.

What is the purpose of this loan?

The purpose of the loan is to buy better lawn mowing and landscape equipment that will let us practically double the amount of yards we can cut in one day. With my old equipment, I can do 6 yards per day and with the new equipment and with help, we can cover 10 yards per day.

With the new equipment, I'll be able to use a team of three people plus myself to serve more customers. We even have customers calling and can't meet the demand due to equipment limitations.

For the first time, I have just one job, from my own company, and I'm very excited to dedicate 100% of myself to making Grasshoppers grow.

Nelson's loan is endorsed by Northern Virginia Family Service. The information below explains why his trustee thinks Nelson is a great candidate for a Kiva Zip loan.
How long have you known this person?

1 year - 3 years

Tell us about your relationship with this borrower.

Nelson came to Northern Virginia Family Service for assistance in registering his informal landscape business. He later enrolled in our business plan course. We have continued to work with Nelson to improve his business and meet on a monthly basis.

Tell us about this borrower's personality and character, and why you are endorsing him or her for a Kiva Zip loan.

Nelson is a very young entrepreneur who has confronted many challenges with grace and unwavering determination. Arriving here from El Salvador as a teenager, Nelson had to quickly learn English and a trade. An older gentleman with a landscape business took Nelson under his wing and taught him everything. Nelson has since registered his business, started paying business taxes, built his book of clients, started his personal credit, and even goes to school at night to earn his high school diploma.

Tell us about this borrower's business, and why you believe a Kiva Zip loan will contribute to his or her success.

Grasshoppers Landscape LLC is a customer friendly, courteous, and budget friendly landscape service that serves Northern Virginia. Due to the seasonality of the business, the initial summer season is always tight in terms of working capital. Nelsons clients are calling from last season, but his work truck and equipment are in desperate need of updates so that he can serve his customers more efficiently.

265 Total , 4 invited by Nelson , 4 invited by Trustee
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PAYING BACK

A loan of $5,000 helps me to upgrade my landscape equipment and double productivity.

Disbursed Jul 14, 2014
Repayment Term:
24 monthly payments
Grace Period:
N/A
Listed:
May 15, 2014
Disbursed:
Jul 14, 2014
Paying Back:
Jul 15, 2014

About Grasshoppers Landscape LLC

Industry:
Lawn / Landscaping service
Years in Operation:
1 year - 3 years
Website:
grasshoppersva.com
Badges:
None

What are Borrower Badges?

Borrower Badges are a system designed to recognize and reward borrowers’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.

This loan is endorsed by

Trustee Type:
Non-Profit
Tier:
Third Tier trustee
Location:
Falls Church, VA
On Zip Since:
Mar 4, 2013
(25 months)
Loans Endorsed:
13
Total Value:
$65,000
Fundraising/Raised:
0
Paying on Time:
7
Paying Back Late:
0
Repaid in Full:
3
Defaulted:
0
Repayment Rate:
100%
Why are you endorsing Nelson?

Nelson is a very young entrepreneur who has confronted many challenges with grace and unwavering determination. Arriving here from El Salvador as a teenager, Nelson had to quickly learn English and a trade. An older gentleman with a landscape business took Nelson under his wing and taught him eve...

What are Trustee Badges?

Trustee Badges are a system designed to recognize and reward trustees’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.