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Julio

American Royal Handy Plumbing Services

Los Angeles, CA

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Personal Story

My name is Julio and I have worked for a plumbing company for over 10 years. My position was an assistant technician. Three years ago my son, William, and I began moonlighting services and started our own business. We purchased a utility van and small equipment and offered rooter tech, plumbing and handyman services to the public, larger plumbing companies and contractors. The sub-contracting business has been the life blood of our operation and allowed us to build what we have now. We have reached a point where assistance is needed. An influx of capital will allow us to grow the business and offer our services to a larger audience.

Business Description

My son and I run a full rooter/plumbing and handyman service. Our services are available to the public and contractors that subcontract work. Our goal is to provide quality service and solutions to all of our customers and the issues they have.

What is the purpose of this loan?

- School preparation for contractors license: $1,000
- Internet advertisement: $400
- First and last month rent for a small office location: $1,600
- Working capital for projects: $2,000

Julio's loan is endorsed by Barrio Planners - Los Angeles Business Source Center. The information below explains why his trustee thinks Julio is a great candidate for a Kiva Zip loan.
How long have you known this person?

1-6 months

Tell us about your relationship with this borrower.

Julio approached the Los Angeles Business Source Center in need of assistance. He wanted to grow is new business venture so we helped him with a business plan with an emphasis in marketing his business.

Tell us about this borrower's personality and character, and why you are endorsing him or her for a Kiva Zip loan.

Julio is a hard working business owner that has a lot of experience in the industry. He is certified and highly skilled. Not only does he professionally guarantee his work but he will even offers refunds to unsatisfactory work, which never happens.

Tell us about this borrower's business, and why you believe a Kiva Zip loan will contribute to his or her success.

Julio operates a handyman and plumbing service with his son. Their services are offered to homes throughout the Los Angeles area. They are able to offer competitive prices because they own the tools of trade and do not subcontract with larger plumbing organizations. Julio has an extensive background in the industry and has worked for large plumbing companies. During the short time the business has been in operation, Julio and his son have been able to acquire a good size customer base. Much of their recent growth has been by referrals from current customers that have been extremely pleased with their work. He puts as much as he can into the business. This includes all profits earned from current clients. He is able to do this because he works as an employee simultaneously while growing his handyman and plumbing service.

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ENDED

A loan of $5,000 helps me to buy the tools needed for job completion and growing our business.

Disbursed Dec 22, 2012
Repayment Term:
12 monthly payments
Grace Period:
N/A
Listed:
Oct 18, 2012
Disbursed:
Dec 22, 2012
Paying Back:
Dec 23, 2012
Ended:
Dec 19, 2013

About American Royal Handy Plumbing Services

Industry:
Other
Years in Operation:
6 months - 1 year
Badges:
Badge_repayment_gold_smallBadge_connectedness_gold_small

What are Borrower Badges?

Borrower Badges are a system designed to recognize and reward borrowers’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.

This loan is endorsed by

Trustee Type:
Economic Development
Location:
Los Angeles, CA
Badges:
Badge_repayment_gold_small Badge_connectedness_gold_small
On Zip Since:
Aug 29, 2012
(20 months)
Loans Endorsed:
8
Total Value:
$50,500
Fundraising/Raised:
1
Paying on Time:
Not enough data
Paying Back Late:
Not enough data
Repaid in Full:
3
Defaulted:
0
Repayment Rate:
100%
Why are you endorsing Julio?

Julio is a hard working business owner that has a lot of experience in the industry. He is certified and highly skilled. Not only does he professionally guarantee his work but he will even offers refunds to unsatisfactory work, which never happens.

What are Trustee Badges?

Trustee Badges are a system designed to recognize and reward trustees’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.
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