share

Mary Wanjiru

Imani Cafe

Nakuru, Kenya

[Image]
Personal Story

I was born in Nakuru town and brought up in a small village called Kiamunyi and that is where I schooled. My childhood was good because I had all the basic needs I required from my parents. Since my childhood I have always admired people who have risen from a small beginning and made a name for themselves in business. That has encouraged me to work hard and I have seen the rewards since I currently run my own business that started from a humble background. My dream is to own several food cafes in town and to eventually to own a tourism company.

I have an entrepreneurial spirit and I have tried different businesses in different capacities. Before I started this food cafe, I used to travel to Kampala Uganda to bring shoes, handbags and clothes for sale that I sold office to office. After some time I started in Eldoret town in Kenya and it was doing well until 2007/2008 post election violence in Kenya that made me move to Nakuru after the business collapsed.Two years later in 2009 after saving enough I started all over again in the food cafe business in Nakuru town where I am currently.

Business Description

Imani Cafe is a service provider in the food stuff sector. The business started back in 2005 in Eldoret town in Kenya but was cut short by the post election violence in 2007 when I had to relocate to Nakuru only to kick off 2 years later. I mainly buy raw food stuff from the market within town,and cook and sell them. My clients are people from different offices in town, mitumba vendors around, and a few walk in clients.

I have always had a passion for cooking and known my self to be a best cook. I know people like well cooked and served food and I knew I can provide it and since I didn't have any source of income I thought it was wise to have it as a self employment opportunity. My biggest dream is to be able to acquire more clients and to create more job opportunity.

The biggest challenge in this business is meeting customer satisfaction and demand which I have always met and I am planning to employ more people to help when the demand rises even more.

What is the purpose of this loan?

To buy a deep frier and to add utensils. This will enable me produce a wider variety of food (like french fries) to attract more clients leading to increased sales hence increased income.

This loan will help in expanding my business to reach more clients hence increased sales and this will definitely change the living standard of my family.

Mary Wanjiru's loan is endorsed by Jiinue Holdings Limited. The information below explains why her trustee thinks Mary Wanjiru is a great candidate for a Kiva Zip loan.
How long have you known this person?

1 year - 3 years

Tell us about your relationship with this borrower.

Has been a client with us for the last three years and also a business lady within the town running a hotel where people visit frequently. We have always met when she is servicing our loans and that would be on a weekly or monthly basis.

Tell us about this borrower's personality and character, and why you are endorsing him or her for a Kiva Zip loan.

She is a hardworking woman and she has been paying her loan installments on time.

Tell us about this borrower's business, and why you believe a Kiva Zip loan will contribute to his or her success.

She runs a food cafe within Nakuru town and the business is doing well. Given this loan she will be able to expand her business thereby increasing her income. The business location has many food kiosks and so she will have to enhance her products by introducing variety and more quality to get more customers hence increased profit to service the loan well.

Loading comments...
ENDED

A loan of $150 helps me to buy utensils and a deep frier for cooking french fries in my restaurant

Disbursed Sep 3, 2012
Repayment Term:
3 monthly payments
Grace Period:
N/A
Listed:
Aug 29, 2012
Disbursed:
Sep 3, 2012
Paying Back:
Sep 4, 2012
Ended:
Dec 4, 2012

About Imani Cafe

Industry:
Food stall / Grocer
Years in Operation:
1 year - 3 years
Badges:
Badge_repayment_gold_smallBadge_connectedness_bronze_small

What are Borrower Badges?

Borrower Badges are a system designed to recognize and reward borrowers’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.

This loan is endorsed by

Trustee Type:
Micro Finance
Location:
Nakuru, Kenya
Badges:
Badge_repayment_silver_small Badge_connectedness_gold_small
On Zip Since:
Aug 29, 2012
(20 months)
Loans Endorsed:
18
Total Value:
$2,700
Fundraising/Raised:
0
Paying on Time:
6
Paying Back Late:
1
Repaid in Full:
11
Defaulted:
0
Repayment Rate:
98%
Why are you endorsing Mary Wanjiru?

She is a hardworking woman and she has been paying her loan installments on time.

What are Trustee Badges?

Trustee Badges are a system designed to recognize and reward trustees’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.
Innovations in person-to-person lending © 2005 - 2012 Kiva. All rights reserved. Kiva is a U.S. 501(c)3 non-profit organization.