share

Daniel

Sour Flour

San Francisco, CA

[Image]
Personal Story

I am a San Francisco native, and grew up in a world surrounded by technology. I went to a Spanish Immersion elementary school (Buena Vista), which continued into middle school (James Lick), studied Italian in high school (Lowell), and then went off to New York for college (New York University) to study economics and computer science.

After finishing school, I came back to San Francisco, and tried to find a job doing something useful. Because I had computer skills, along with prior work experience, I quickly found myself in the tech industry. I never quite knew what I wanted to do, but continued to find out that I did not want to continue what I was doing.

In 2009, I decided to quit my tech job, and start a bread baking company called Sour Flour. I have always had a love for food, and after exploring and tasting many aspects of the food industry, settled into a focus on bread. The first goal was to give away 1000 loaves of bread, which took 6 months, and I have been baking ever since.

Business Description

Sour Flour bakes naturally fermented, organic bread. We sell our bread to markets and restaurants within San Francisco and the Bay Area. We bake every day, and focus on a single dough using just flour, water, and salt.

Every week we produce bagels for Bagel Monday, and give them away for free to whoever wants them. Bagels are another form of bread, which we also make using natural fermentation, but use a much stiffer dough, and are boiled before we bake them. We have recently started selling bagels on other days of the week, and see lots of demand for a tasty bagel.

We also teach people how to bake bread through workshops. By understanding how a starter works, which is flour that is fermenting and cultivating yeast and bacteria, anyone can learn how to make a huge variety of delicious breads. Our workshops include the Starter Workshop, Dough Development Workshop, Bagel Workshop, and Pizza Workshop. We also have a Sour Flour Hotline [ (415) 509 - 1210 ] anyone can call if they have questions about bread.

The biggest challenge is creating consistency within the bread. By its very nature, no two batches are the same, yet we try to control the variables so that we produce quality bread each time. In addition to the adjustments that happen on a daily basis whether dealing with a heatwave or a flour shipment that is drier than usual, we are continually in a process of trying to improve the bread and increase our skills.

Eventually, we would like to produce a sustainable volume of bread to feed people within our community, as well as create our own wood fired oven and space to enjoy it.

What is the purpose of this loan?

This loan will help us buy bread bags ($1,500), which we will use to package our next 70,000 loaves of bread. We will be able to purchase a pallet of flour ($1,650), which is our only ingredient other than water and salt to bake our bread. We will purchase the equipment we need to produce a larger volume of daily bread including dough tubs ($300), wooden boards ($250), linen ($250), delivery trays ($200), and improve our signage ($300).

By stocking up on the basic materials we know we need, we will be able to more easily produce and obtain the revenue that drives this business. By having the funds up front, I will also be able to remove some of the stress and anxiety of the daily financing that is needed to operate.

San Francisco Bay Guardian video about Bread Education

Take a look inside our bakery

New York Times Photo Shoot

Our Website

Daniel's loan is endorsed by La Victoria Bakery Corporation. The information below explains why his trustee thinks Daniel is a great candidate for a Kiva Zip loan.
How long have you known this person?

1 year - 3 years

Tell us about your relationship with this borrower.

Daniel was introduced to me by a prominent chef who off handedly commented that this young fellow made great bread! The next thing i heard was that he was giving away 10,000 loaves to needy people as a vehicle for learning how to produce a better product! I thought it was an ingenious method to create a buzz and a small market base. Why not give away minimal product while learning to kneed better bread! It created good will in the community and I decided to rent space to him at a subsidized cost because I believed in the product.

Tell us about this borrower's personality and character, and why you are endorsing him or her for a Kiva Zip loan.

Though I believe that this young man with a big idea was naive about what he was venturing into, along the path he has grown to the point where I believe he has finally shed this naivety and learned the cold reality of "the bottom line". He has a deep need to achieve. We know you can't change a community with out resources and I feel that Daniel understands this now and can now focus on growing his business through the network he has created. Formerly, their were really 2 tracks to this venture. His business succeeding was one track and the community he surrounded himself with was a second track. They didn't seem to connect. He is now reaching into the goodwill he created and bringing the business to it!
Though he has had ups and downs , he has always managed to pay his debts and come to agreements with vendors. It shows great character that he does not walk away from difficult choices and arrangements.

Tell us about this borrower's business, and why you believe a Kiva Zip loan will contribute to his or her success.

Sour flour is unique in many ways, not least, because it makes organic, artisanal bread from specialty flour. More than the actual product though, Sour flour wants to reach people organically. It believes in farmers markets, small vendors and in peoples' desire to eat well. It is about people doing better things to enrich community. This being said, as mentioned before, Daniel now knows that there is a balance to strike here. He is selling to brick and mortar shops that have the same ideals and goals in the community and reaching out to those who just want good bread.

125 Total , 4 invited by Daniel
Img_1467
San Francisco, CA
Hpim0009
Sacramento, CA
Inspire2014_davidapuzzo_36
Washington, DC, DC
Thumb_image_missing
Spokane, WA
5969_776535175172_5107544_45746625_6760205_n
Austin, TX
73101_559197984117375_522571265_n
san jose, CA
Www_102931
Positive2
San Francisco, CA
Kiva_1
Streamwood, IL
Tvg_pix_3
Brooklyn, NY
Vaalea_green
Ottawa, Canada
Thumb_image_missing
Belgium
Img_2999_1_
IA
Mike
Sarasota, FL
67491_451635199916_604319916_5135944_2260229_s
San Gabriel, CA
Www_1302559
Richmond, VA
Screen_shot_2013-01-22_at_12.15.15_pm
San Francisco, CA
Thumb_image_missing
Thumb_image_missing
Sariyer, Turkey
Www_920207
United Kingdom
Thumb_image_missing
Louisville/Jefferson, KY
Img_0691_mcfit_200
Hamm, Germany
Thumb_image_missing
Paris, France
Donna_guthrie
Colorado Springs, CO
Alaska_vacation_247
Dayton , OH
Image
Lucerne , CA
397680_10100265164340344_510054603_n
LA, CA
Thumb_image_missing
King of Prussia, PA
Thumb_image_missing
San Jose, CA
Phoenix
Fairfax, VA
Thumb_image_missing
Belgium
Www_124751
Dahlonega, GA
Www_655150
Kalix, Sweden
Www_229620
Www_1174042
Tampere, Finland
Thumb_image_missing
Waco, TX
Thumb_image_missing
Madison, WI
Thumb_image_missing
Sacramento, CA
Thumb_image_missing
Odessa, TX
Image
Fairfax county, VA
Thumb_image_missing
Fishers, IN
Www_772194
tucson, AZ
Thumb_image_missing
Sacramento, CA
Thumb_image_missing
San Jose, CA
2013-09-14_06.54.00
Sacramento, CA
Www_970922
Canada
Ed_lee_and_bob_linscheid
San Francisco, CA
Thumb_image_missing
Nevada City
Img_0125
Brighton, United Kingdom
Thumb_image_missing
San Francisco Bay Area, CA
Www_1149657
Fond du Lac
Www_1109609
Savannah, GA
248623_638758126529_5513848_n
Bay Area, CA
Image
Houston, TX
Www_1131663
Honolulu, HI
Www_824571
Edmonton, Canada
Www_86376
Fremont, CA
Www_1418198
San Antonio, TX
Loading comments...
PAYING BACK

A loan of $5,000 helps me to keep Sour Flour running smoothly and thriving as a bread business.

Disbursed Oct 9, 2013
Repayment Term:
24 monthly payments
Grace Period:
N/A
Listed:
Sep 30, 2013
Disbursed:
Oct 9, 2013
Paying Back:
Oct 9, 2013

About Sour Flour

Industry:
Food production
Years in Operation:
3 years - 5 years
Website:
sourflour.org
Follow:
Facebook Twitter Yelp
Badges:
Badge_connectedness_bronze_small

What are Borrower Badges?

Borrower Badges are a system designed to recognize and reward borrowers’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.

This loan is endorsed by

Trustee Type:
Bakery
Location:
San Francisco, CA
Badges:
None
On Zip Since:
Sep 30, 2013
(7 months)
Loans Endorsed:
2
Total Value:
$10,000
Fundraising/Raised:
0
Paying on Time:
Not enough data
Paying Back Late:
Not enough data
Repaid in Full:
0
Defaulted:
0
Repayment Rate:
Not enough data
Why are you endorsing Daniel?

Though I believe that this young man with a big idea was naive about what he was venturing into, along the path he has grown to the point where I believe he has finally shed this naivety and learned the cold reality of "the bottom line". He has a deep need to achieve. We know you can't change a ...

What are Trustee Badges?

Trustee Badges are a system designed to recognize and reward trustees’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.
Innovations in person-to-person lending © 2005 - 2012 Kiva. All rights reserved. Kiva is a U.S. 501(c)3 non-profit organization.