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Amy

Constellation Coffee

Pittsburgh, Allegheny, PA

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Personal Story

I grew up on a farm in Western Pennsylvania. My father was a jack-of-all-trades, switching from coal mining to steel mills to lumber yards, wherever there was work. My mother was a photojournalist for the local newspaper, until she started selling insurance to have more flexibility in her schedule, and time to spend with her three children. During my high school years, I started making more trips to the city of Pittsburgh, and quickly fell in love.
After college, where I studied in New York City, Montreal, and Seoul, Korea, I did an AmeriCorps VISTA year in Rochester, New York. After my service year, I settled in Pittsburgh and have begun to carve out a life for myself. I worked at a non-profit organization and a coffee shop for the first year I was here, and I discovered that I loved to work with coffee. I have just fallen into a wonderful opportunity to take over a coffee shop that was unsuccessful. I am looking forward to turning the shop around, and helping to center a developing neighborhood around a friendly new shop with fantastic coffee.

Business Description

After seeing that a coffee shop in a developing neighborhood had closed, I inquired and found out that all the equipment was available for use, and the landlord was searching for a tenant interested in re-branding the coffee shop and turning it around into a neighborhood asset. I have a long career as a successful barista, and also experience from working in non-profits that centered around community development.

The coffee shop is in a section of town that has been sandwiched between other neighborhoods. Though a busy thoroughfare runs by the location, the shop is still easily accessible by foot and by bicycle, as it is bordered by multiple residential neighborhoods and easily navigable city streets. With it's position at the center of many crossroads, I would love to see the coffee shop become a place from which to navigate the city. To reflect this idea, I have chosen the name "Constellation."

Constellation is in a youthful, vibrant neighborhood that lacks for a space to get together and enjoy delicious espresso. I'm looking forward to the opportunity to start this business and give back to the neighborhood that I am so glad to be a part of.

What is the purpose of this loan?

A portion of the loan funds will go toward start up inventory, such as coffee, milk, and to-go foods, such as pastries and bottled water, and the other portion will go towards making needed renovations to the space, such as painting, installing signage, and getting furniture. This loan will give the business the runway capital it needs to become a successful coffee shop.

Amy's loan is endorsed by Catapult PGH. The information below explains why her trustee thinks Amy is a great candidate for a Kiva Zip loan.
How long have you known this person?

1 year - 3 years

Tell us about your relationship with this borrower.

Amy and I have known each other for several years. She has been actively engaged in the coffee industry professionally and personally. I'm really excited to help her get a chance to start a business of her own building on all the knowledge she has.

Tell us about this borrower's personality and character, and why you are endorsing him or her for a Kiva Zip loan.

Amy will do what it takes to make this work. When she wanted to start a business, she took business classes, when she wanted to learn more about coffee, she scoured the internet for information when she couldn't find anything locally.

Tell us about this borrower's business, and why you believe a Kiva Zip loan will contribute to his or her success.

Amy is getting a great deal on a ready to go retail establishment. I think combining that with her dedication, she's sure to be a success.

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PAYING BACK

A loan of $5,000 helps me to open a coffee shop.

Disbursed Sep 2, 2013
Repayment Term:
12 monthly payments
Grace Period:
2 months
Listed:
Aug 23, 2013
Disbursed:
Sep 2, 2013
Paying Back:
Sep 2, 2013

About Constellation Coffee

Industry:
Restaurant / Caterers
Years in Operation:
New Business
Badges:
Badge_connectedness_gold_small

What are Borrower Badges?

Borrower Badges are a system designed to recognize and reward borrowers’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.

This loan is endorsed by

Trustee Type:
coworking community
Location:
Pittsburgh, PA
Badges:
Badge_repayment_silver_small
On Zip Since:
Jun 21, 2012
(22 months)
Loans Endorsed:
7
Total Value:
$40,000
Fundraising/Raised:
0
Paying on Time:
3
Paying Back Late:
1
Repaid in Full:
3
Defaulted:
0
Repayment Rate:
83%
Why are you endorsing Amy?

Amy will do what it takes to make this work. When she wanted to start a business, she took business classes, when she wanted to learn more about coffee, she scoured the internet for information when she couldn't find anything locally.

What are Trustee Badges?

Trustee Badges are a system designed to recognize and reward trustees’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.
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