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Olivia

Beyond Our Dreams Child Care, LLC

Tucson, AZ

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Personal Story

Working with small children is my passion. I love kids and always wanted to have a big family. Growing up as a teenager I was the one person people could always count on to babysit for family, church members, and neighbors. As I got older I became the main caregiver for my family and close friends. I was responsible and in charge of preparing meals, helping with homework, and basically always being there when I was needed.

I recently relocated to Tucson, AZ from Memphis, TN to expand my child care business. The crime rate in Memphis was very high, and I also wanted a safe environment for my kids, but I also wanted to continue providing child care services. One of my close friends had recently moved to Tucson and told me that the crime rate wasn’t as high as in Memphis, and there was a huge need for child care services. So I took a chance to relocate my daycare home to Tucson.

Now that I am in Tucson, I want to expand and grow my daycare facility. In Tucson there is currently an urgent need for affordable, quality child care services, especially for low-income families. Bringing my daycare business to Tucson already has provided employment opportunities for the local community seeking part-time work. Once I expand I will be looking to hire qualified people for both an additional part-time position, as well as a permanent, full-time position.

My background and life experiences made me realize the importance of helping low-income families afford quality child care services. One of my main business goals is to expand the number of children I can provide for. I thank Kiva for giving me the opportunity to reach out to “investors” so I can one day expand my business, which currently is certified for only 4 children. This loan will allow me to expand to 10 children by moving into a larger facility with more space, a large backyard with a private fence, and a secure private neighborhood park located within a short walking distance. The kids will love it!

Business Description

I am the owner of Beyond Our Dreams Child Care, LLC. I have been established for over 7 years providing quality, loving child care to my friends and neighbors. My child care business originated in my hometown Memphis, TN.

Beyond Our Dreams Child Care, LLC is a child care service currently located in Tucson, AZ, servicing the northwest Tucson area and the adjacent community of Marana. Beyond Our Dreams offers quality, affordable child daycare services for families with children from the age of 1 month to Pre-K, and will also include after school programs for children ages 5-12 years old. Beyond Our Dreams offers fun opportunities for children such as supervised 1-on-1 and small group activities like arts and crafts, as well as large group events such as field trips and frequent visits to the local neighborhood private park. In addition, social skills development will also be offered with after school “enrichment “programs such as music and sports.

At Beyond Our Dreams we will always emphasize to our kids the importance of reading, writing, and math skills. Beyond Our Dreams children will have fun...but they will also be learning.

What is the purpose of this loan?

Beyond Our Dreams Child Care, LLC currently has a waiting list of over 10 children, with their families eagerly waiting for me to transition into a new facility. With this loan I will be able to enroll more kids by moving into the larger facility, and transfer my current “provider” license with DES to a “group home” license. The cost to move into the property would be first and last month’s rent, totaling $2,400. The license transfer fee would be $1,000.00, which will last for three years.

I also would need to purchase more tables and chairs for the kids, approximate cost $450. An outdoor playground set for the back yard area would cost about $850. And more arts and crafts supplies would cost approximately $300.

With this move to the new facility the kids will have more space to move around, play and learn, The kids will also be allowed to develop more creative learning skills, be able to enjoy a safe and secure outdoor play area at the home, as well as take advantage of the secure, private park nearby.

Just as family, friends, and neighbors could always count on me when I was growing up to be there when needed, my clients can ALWAYS count on me to provide an affordable, enriching and safe environment for their children. Thank you for helping me and my “kids” reach our goals!

Olivia's loan is endorsed by Microbusiness Advancement Center. The information below explains why her trustee thinks Olivia is a great candidate for a Kiva Zip loan.
How long have you known this person?

1-6 months

Tell us about your relationship with this borrower.

Olivia has been utilizing the one on one counseling services of our Women's Business Center for the last 3 months. During this time, OIivia has worked to complete a professional business plan under the guidance of our WBC Business Counselor and Trainer. They meet once ever other week and use email and phone for further counseling.

Tell us about this borrower's personality and character, and why you are endorsing him or her for a Kiva Zip loan.

Olivia has been a successful business owner in her field for the last 7 years. She moved herself and her business from Tennessee to Southern Arizona recently and quickly re-established her child care business. We find her to be an entrepreneur with high motivation to grow her business with planning, attention to detail and aggressive but realistic expectations.

Tell us about this borrower's business, and why you believe a Kiva Zip loan will contribute to his or her success.

She has re-started her childcare business with 4 children at her current apartment. The loan will allow her to make a deposit on a single family home and expand from 4 to 10 children with more space and commensurate staffing. The loan also will allow her to pay for equipment and supplies expansion for the new space. The loan greatly increase her overall revenues with plans to expand further over the next 2 years.

The expansion will increase revenues by 100% with only an increase of 40-50% in expense.

The expansion will allow her to secure a better income stream as well by improving her licensing to one that allows her to accept more full paying customers. She currently has many low income payers who struggle to make regular payment.

245 Total , 1 invited by Olivia
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PAYING BACK

A loan of $5,000 helps me to expand with more space and enroll more children into my daycare.

Disbursed Aug 21, 2013
Repayment Term:
24 monthly payments
Grace Period:
N/A
Listed:
Aug 8, 2013
Disbursed:
Aug 21, 2013
Paying Back:
Aug 22, 2013

About Beyond Our Dreams Child Care, LLC

Industry:
Day care / Adult care
Years in Operation:
More than 5 years
Follow:
Facebook
Badges:
Badge_connectedness_gold_small

What are Borrower Badges?

Borrower Badges are a system designed to recognize and reward borrowers’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.

This loan is endorsed by

Trustee Type:
Non-Profit Organization
Location:
Tucson, AZ
Badges:
Badge_repayment_silver_small Badge_connectedness_gold_small
On Zip Since:
Nov 26, 2012
(17 months)
Loans Endorsed:
9
Total Value:
$45,000
Fundraising/Raised:
0
Paying on Time:
7
Paying Back Late:
2
Repaid in Full:
0
Defaulted:
0
Repayment Rate:
89%
Why are you endorsing Olivia?

Olivia has been a successful business owner in her field for the last 7 years. She moved herself and her business from Tennessee to Southern Arizona recently and quickly re-established her child care business. We find her to be an entrepreneur with high motivation to grow her business with plan...

What are Trustee Badges?

Trustee Badges are a system designed to recognize and reward trustees’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.
Innovations in person-to-person lending © 2005 - 2012 Kiva. All rights reserved. Kiva is a U.S. 501(c)3 non-profit organization.