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Adolfo

NW Valley Farms, LLC

Portland/ Multnomah , OR

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Personal Story

I came to the US as a youth and directly went to work in the fields doing a wide array of seasonal and migrant field work. Over the last decade I’ve worked the holiday season manufacturing Christmas wreaths for various companies. I enjoy the work and take pride in building beautiful pieces that I know families will enjoy during the holiday season. Earlier this year my cousin and I decided to start our own wreath making company.

Business Description

NW Valley Farms is a family based business that manufactures fresh Christmas wreaths from sustainably raised pine trees from the Pacific NW. It was started earlier this year by my cousin and I. We've been actively working with schools, churches and non-profits to offer our traditional wreaths to them at wholesale prices for them to sell to the general public at retail as a fundraiser. We’re also working with local flower shops and small retailers for them to carry our products for the season.

What is the purpose of this loan?

With the $2,000 from Kiva, we’ll use $700 towards equipment and the remaining $1,300 for raw materials, primarily branches, pine cones and ribbons.

Adolfo's loan is endorsed by Hispanic Metropolitan Chamber . The information below explains why his trustee thinks Adolfo is a great candidate for a Kiva Zip loan.
How long have you known this person?

6 months - 1 year

Tell us about your relationship with this borrower.

Adolfo approached the Hispanic Chamber early this year seeking business advice on how to form and manage a business. He and his uncle have worked creating Christmas wreaths for the last seven holiday seasons and now he's ready to create his own wreath manufacturing company.

Tell us about this borrower's personality and character, and why you are endorsing him or her for a Kiva Zip loan.

Adolfo is driven person with the goal and plan of creating a business that provides a living wage for himself and family members including cousins and uncles. He and his family have worked in various seasonal farm related jobs earning minimum wage for many years. Adolfo is ready and able to built a business that will provide for himself and extended family.

Tell us about this borrower's business, and why you believe a Kiva Zip loan will contribute to his or her success.

Adolfo has invested his own money to purchase the basic necessary equipment and has secured a warehouse for the production of his beautiful Christmas wreaths. He continues to save up as much as he can in foresight of the upfront cost of materials he'll need to purchase at the beginning of the season. Kiva funding will ensure he's able to purchase all the materials needed and not be limited due to cashflow concerns.

128 Total , 1 invited by Trustee
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PAYING BACK

A loan of $2,000 helps me to purchase the needed materials for the production of Christmas wreaths.

Disbursed Aug 8, 2013
Repayment Term:
12 monthly payments
Grace Period:
N/A
Listed:
Jun 24, 2013
Disbursed:
Aug 8, 2013
Paying Back:
Aug 9, 2013

About NW Valley Farms, LLC

Industry:
Florist
Years in Operation:
<6 months
Follow:
Facebook
Badges:
None

What are Borrower Badges?

Borrower Badges are a system designed to recognize and reward borrowers’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.

This loan is endorsed by

Trustee Type:
Non-profit
Location:
Portland / Multnomah County , OR
Badges:
Badge_repayment_bronze_small Badge_connectedness_silver_small
On Zip Since:
Jun 21, 2013
(10 months)
Loans Endorsed:
5
Total Value:
$19,500
Fundraising/Raised:
0
Paying on Time:
4
Paying Back Late:
1
Repaid in Full:
0
Defaulted:
0
Repayment Rate:
99%
Why are you endorsing Adolfo?

Adolfo is driven person with the goal and plan of creating a business that provides a living wage for himself and family members including cousins and uncles. He and his family have worked in various seasonal farm related jobs earning minimum wage for many years. Adolfo is ready and able to built...

What are Trustee Badges?

Trustee Badges are a system designed to recognize and reward trustees’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.
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