share

Shaun

Hot Winter

Portland/Multnomah, OR

[Image]
Personal Story

I began my farmwork at Nash's, in Sequim, WA. At the time, I thought it was just one more in a string of odd jobs that had kept me traveling about the western states throughout my 20s. Then I took a second internship, at Mountain Home Farm, in Orleans, CA, and began to learn more about food, nutrition and the connection between agriculture and the wider environment. One year turned into three, and I grew into the roll of farm manager. I loved farming, and was grateful to be able to provide a needed resource for a large number of people. I struggled however, to find adequate housing in such a rural area, and was unable to come to a long term lease agreement with the landowner.

I moved to Portland, but was unable to leave my farming life completely, deciding to use the resources available to me in a city to launch a business based on sharing a value added farm product. To keep my costs low as I started this endeavor, I spent my first summer building a small cottage in a friend's backyard. Using old pallets and other recycled materials, I was able to construct a simple dwelling that offers an economical homebase for my new business.

Business Description

Hot Winter produces a unique hot sauce using all organic ingredients. But I am not simply using "organic" jalapenos. I have chosen instead to bypass commodity peppers altogether and work directly with small scale farmers to grow heirloom chilies, including a new variety that I cultivated during my time at Mountain Home Farm. These rare peppers provide Hot Winter with a complexity that simply can't be found elsewhere. More over, by purchasing Hot Winter, my customers are able to support family farms tended by growers who are truly committed to sustainability. These are not growers who are typically in the running for wholesale contracts, and the prices I pay help them to raise a multitude of crops that they are able to share at their local farmer's markets.

After taking a small business class with PCC last Fall, I won a contract to place Hot Winter on the store shelves of New Seasons Markets in Portland, OR. Since my production is seasonal however (based on the availability of fresh peppers), I can not fill this order until August of this year. I am working now to raise funds for the coming season, so that I can maximize my production over the next few months.

What is the purpose of this loan?

The purpose of the loan is to purchase peppers. This will allow me to purchase ALL of the chilies the farmers I am working with are able to grow, above and beyond those I am contracted to purchase. I would like to purchase these peppers in part to support their efforts, but also because my own profit margin increases steadily the more volume I able to produce. I can only maintain my relationship with these growers if my own revenue is sustainable.

Shaun's loan is endorsed by Mercy Corps Northwest . The information below explains why his trustee thinks Shaun is a great candidate for a Kiva Zip loan.
How long have you known this person?

6 months - 1 year

Tell us about your relationship with this borrower.

After contacting MCNW in September of 2012 and backing off from an initial loan request until he got further into the process, we spent time with Shaun helping him project cash flows and decide if and when a micro-loan would be the appropriate tool for him. Shaun has taken advantage of our one-on-one legal counseling, seminars and small business mentoring programs, and was eventually approved for a small loan to assist in securing a production facility and in getting his business over the initial production hurdle. Shaun has worked tirelessly to establish and build interest in his Hot Winter Hot Sauce brand and is now ready to grow his business.

Tell us about this borrower's personality and character, and why you are endorsing him or her for a Kiva Zip loan.

The passion for this business venture has been consistently evident in every thread of Shauns interactions with us, including his willingness to learn and work hard to make Hot Winter Hot sauce successfully align with the values that inspired it. Living most of his adult life below the poverty line, Shaun has patiently worked to establish a business that will allow him not only to build economic self sufficiency in line with his deeply held values, but to become a job creator.Shaun's main experience is in farming and at farmers’ markets. He produces a high quality product with a recipe borne of a passion for agriculture and food preservation. Hot Winter Hot Sauce represents a particular relationship between food producers and consumers. While there are many hot sauces on the market, Shaun knows of none that were developed as a farm based product. Shaun is intimately aware of raw ingredients and passionate about their difference from the standard pepper commodity. He has gone so far as to cultivate his own variety of pepper, which is the signature flavor of Hot Winter Hot Sauce.

Tell us about this borrower's business, and why you believe a Kiva Zip loan will contribute to his or her success.

Shaun took top honors in the most recent "Getting Your Recipe to Market" food entrepreneur class co-hosted by OSU's Food Innovation Center and the PCC SBDC. He has since then earned coveted shelf space at New Seasons, from which he has established initial sales and demand to justify a ramp up in production and distribution. Dependent upon a seasonally produced specialty vegetable, it is necessary to get as much product produced and bottled when the season comes. The more that Shaun can surpass the fixed costs of the production cycle, the better prepared he will be to self finance next seasons production to not only be a self sustaining small business but a more worthwhile partner for the farmers that he is so dedicated to support. Shaun has great personal credit and history of repayment. He lives very lean, has low liabilities and has demonstrated an aversion to overleveraging himself with debt. And.... the hot sauce is DELICIOUS!!!

204 Total , 1 invited by Shaun
Www_381773
Turku, Finland
Fullscreen_capture_4212012_71534_pm
Rochester, MN
Happiestshay
San Mateo, CA
Positive2
San Francisco, CA
Thumb_image_missing
Homestead, FL
Img_0202
Pittsburgh, PA
Img_2999_1_
IA
Mike
Sarasota, FL
Img_5442
Guernsey, United Kingdom
20130616_122024
Brisbane, Australia
Joan_reeuwijk
Westvoorne, Netherlands
Www_1149004
Henderson, NV
Www_1118148
Karlsruhe, Germany
Thumb_image_missing
Zoetermeer, Netherlands
Www_1223822
Vienna, Austria
P8300224
Troutdale, OR
Kivastefan
Stuttgart, Germany
Scott_with_seagulls
Bloomington, IL
Www_1330213
Toronto, Canada
Www_569479
Redcliffe, Australia
2012-12-31_18.59.33
Melbourne, Australia
Thnx_2012_010_cropped
Los Angeles, CA
Marianfb
Groningen, Netherlands
Alaska_vacation_247
Dayton , OH
037
Independence, OR
Www_1301386
Norton, MA
Www_1242274
Clearlake, CA
Www_1382336
Portland, OR
Www_886878
Long Beach, CA
Www_1003956
elkhart county, IN
Img_2240
Oceanside, CA
Www_1184528
Richmond, VA
Kiva
Germany
Www_108992
Grand Rapids, MI
Www_744455
Johannesburg, South Africa
13218643751714194491
stamford, CT
Tams_painted
Brisbane, Australia
Www_42739
NM
Thumb_image_missing
Boerne, TX
Www_1376238
Los Angeles, CA
Jen_prin
Dundas, Canada
Image
copenhagen, Denmark
Lapras
Tacoma, WA
Forest_flowers
Rockingham County, NC
Image
Seattle, WA
Www_1200206
BRISBANE , Australia
Thumb_image_missing
Vancouver, WA
434283
Katy, TX
Www_1128391
Los Angeles
Www_954285
Baby_head_backwards_resize
Portland, OR
Www_54989
MT
Www_1328587
Moss, Norway
Www_1389321
Minneapolis, MN
Thumb_image_missing
Www_493833
Atlanta/Dekalb, GA
Www_725385
Berlin, Germany
Thumb_image_missing
Sarasota, FL
Www_106816
Profile_pic
Cedar City, UT
Navy_ball1
Germany
P1020940
Columbus, GA
Dsc_1608
Los Angeles, CA
Thumb_image_missing
Fort Collins, CO
Www_1027443
Portland, OR
Grav
Rotterdam, Netherlands
Www_1097116
2013-03-30_21.04.39
Vancouver, WA
Www_1242434
Portland/Multnoman, OR
Www_333879
Www_1119272
Austin, Travis County, TX
Www_85507
Thumb_image_missing
P7060474
Australia
Thumb_image_missing
Houston, TX
Www_601228
Vantaa, Finland
Thumb_image_missing
Vancouver/Clark, WA
Www_1291362
Australia
Viole_tiny
Melbourne, Australia
Thumb_image_missing
Independence, OR
Www_1144765
Mount Dora, FL
Www_1367964
Missouri City
Www_1013120
Portland
Jhblue
Las Vegas/Clark, NV
Thumb_image_missing
Tampa, FL
Image
Cincinnati, OH
Www_926698
Seattle, WA
1150995_666070956754397_2093927949_n
Taipei, Taiwan
Www_1019556
Aschaffenburg, Germany
Www_440163
Ft. Worth, TX
Thumb_image_missing
Berlin, Germany
Thumb_image_missing
London, United Kingdom
Thumb_image_missing
Www_488306
Fredrikstad, Norway
Www_775191
Image
Switzerland
Www_327467
Irvine, CA
Dsc_0190
Santa Clara, CA
Www_1336652
Las Vegas, NV
Www_112493
Www_770373
Sedona, AZ
Www_927109
Metro Detroit, MI
Thumb_image_missing
United Kingdom
Loading comments...
PAYING BACK

A loan of $5,000 helps me to purchase 2000 lbs of organic chilies, which will allow me to produce 4540 bottles of hot sauce.

Disbursed Jul 21, 2013
Repayment Term:
24 monthly payments
Grace Period:
N/A
Listed:
Jun 28, 2013
Disbursed:
Jul 21, 2013
Paying Back:
Jul 22, 2013

About Hot Winter

Industry:
Food production
Years in Operation:
1 year - 3 years
Website:
hotwinterhotsauce.com
Follow:
Facebook
Badges:
Badge_connectedness_gold_small

What are Borrower Badges?

Borrower Badges are a system designed to recognize and reward borrowers’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.

This loan is endorsed by

Trustee Type:
Community Development Financial Institution
Location:
Portland, OR
Badges:
None
On Zip Since:
Jun 24, 2013
(10 months)
Loans Endorsed:
2
Total Value:
$10,000
Fundraising/Raised:
0
Paying on Time:
Not enough data
Paying Back Late:
Not enough data
Repaid in Full:
0
Defaulted:
0
Repayment Rate:
100%
Why are you endorsing Shaun?

The passion for this business venture has been consistently evident in every thread of Shauns interactions with us, including his willingness to learn and work hard to make Hot Winter Hot sauce successfully align with the values that inspired it. Living most of his adult life below the poverty li...

What are Trustee Badges?

Trustee Badges are a system designed to recognize and reward trustees’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.
Innovations in person-to-person lending © 2005 - 2012 Kiva. All rights reserved. Kiva is a U.S. 501(c)3 non-profit organization.