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Luis

Columbia Pressure Washing, LLC

Happy Valley , OR

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Personal Story

I migrated to the United States from Mexico leaving behind my extended family, friends and a decent paying job to give my children the opportunity to pursue The American Dream. Seeking to be a positive role model by pursuing my own dreams, I started my own pressure washing company in 2008 with an old pick-up truck and the most basic pressure washing equipment.

Business Description

I have over five years of experience in the pressure washing industry and have developed a maintenance business approach to my services as opposed to the standard "clean it when you can no longer tell the color of the wall" approach. I’m currently working as an employee full time and working an extra 20 to 40 hours a week on my business. I have several maintenance contracts but not enough to justify walking out of my full time job as I’m the sole provider for my wife and three children. I’ve been very busy doing bids for many apartment complexes, industrial parks and retail shops to grow my business and assist the community get back on their feet by offering employment with a living wage. I offer excellent pressure washing services, great customer service and competitive prices. My business has been steadily growing over the last few years and I feel that I’m about to take a significant leap forward in my business but fear I don’t have the appropriate equipment to do the larger jobs that I’m pursuing.

What is the purpose of this loan?

I’m actively placing bids for larger projects and will need a newer truck and to update some of my equipment. $3,000 will be used as a down payment for the truck, $1,000 for equipment and materials, and $1,000 for working capital.

Luis's loan is endorsed by Hispanic Metropolitan Chamber . The information below explains why his trustee thinks Luis is a great candidate for a Kiva Zip loan.
How long have you known this person?

1 year - 3 years

Tell us about your relationship with this borrower.

Luis has been receiving business technical assistance from the Hispanic Metropolitan Chamber for the last two years. We're on regular communication discussing upcoming pressure washing opportunities ranging from residential homes, apartment complexes, commercial and industrial and up to multi-year governmental agency contracts.

Tell us about this borrower's personality and character, and why you are endorsing him or her for a Kiva Zip loan.

Luis has a strong desire to succeed and be able to provide for his family. He has two children in High School and is very diligently working to grow his business to be able to cover the high cost of higher education.

Tell us about this borrower's business, and why you believe a Kiva Zip loan will contribute to his or her success.

Luis has been doing pressure washing for the last 5 years. He currently has several small contracts that help him stay afloat but is looking to take a significant leap forward and land one of the larger contracts for which he's been bidding over the last year. Kiva funding will allow him to upgrade his equipment to meet the demands of the larger projects.

228 Total , 1 invited by Luis
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Eugene, OR
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PAYING BACK

A loan of $5,000 helps me to upgrade my equipment to take on larger pressure washing projects.

Disbursed Aug 16, 2013
Repayment Term:
24 monthly payments
Grace Period:
N/A
Listed:
Jun 21, 2013
Disbursed:
Aug 16, 2013
Paying Back:
Aug 17, 2013

About Columbia Pressure Washing, LLC

Industry:
Services
Years in Operation:
3 years - 5 years
Badges:
None

What are Borrower Badges?

Borrower Badges are a system designed to recognize and reward borrowers’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.

This loan is endorsed by

Trustee Type:
Non-profit
Location:
Portland / Multnomah County , OR
Badges:
Badge_repayment_bronze_small Badge_connectedness_silver_small
On Zip Since:
Jun 21, 2013
(10 months)
Loans Endorsed:
5
Total Value:
$19,500
Fundraising/Raised:
0
Paying on Time:
4
Paying Back Late:
1
Repaid in Full:
0
Defaulted:
0
Repayment Rate:
99%
Why are you endorsing Luis?

Luis has a strong desire to succeed and be able to provide for his family. He has two children in High School and is very diligently working to grow his business to be able to cover the high cost of higher education.

What are Trustee Badges?

Trustee Badges are a system designed to recognize and reward trustees’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.
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