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Porfirio

Dreamgreennyc, Inc

Bronx, NY

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Personal Story

I grew up in the South Bronx during the 1980's, surrounded by a lot of drugs and poverty. My parents were never married and I did not know my father until a couple of years before he was murdered.

I got involved with hustlers around my neighborhood which led to nothing but trouble and 12 years in federal prison for drug-conspiracy charges. Since my release in 2011, I have not looked back at my past and have turned over a new leaf. It took years of self transformation, but I am proud of the man that walked out of those federal correction institutions. I am not the same person that went in.

I started taking courses at Marist College and attended parenting classes, I became active in church services and enjoyed the new man I was becoming. The attention and respect of the streets did not appeal as much to me as much as being a better father, son and brother to my family. Since my release, I have not stopped devoting my time to my family, while still maintaining employment. I have completed several national certification courses to better myself and maintain a positive lifestyle.

My only reason for visiting my old community, is to partner up with an established tax-realtor business and donate school supplies to children in the community I helped tarnish. I am still currently active in my local church and have proudly completed my federal release probation without any incident.

I want to be a legitimate entrepreneur unlike before I was incarcerated. I graduated from Defy Ventures, an entrepreneur development training course. Defy Ventures provides all the resources necessary to individuals coming home from prison to start their business. My family is really proud and amazed at the 180-degree turnaround my life has taken. I am motivated everyday to do and become better as a man, son, father and business man. Not only do I plan to contribute through my business but also through my story. I hope I can reach our new generation with my new legacy.

Business Description

My business is an Eco-friendly cleaning company, servicing commercial buildings in the New York Tri-state area. We help control pollution and bring better quality air for health conscious clients. Upon client's request, we remove furniture to provide good service to those missed spots or corners, which are usually ignored. After receiving my certifications in the green industry, I saw an opportunity when New York City commercial buildings were mandated to go green. This would help bring sustainability to our planet and future generation.

My challenge is branding the company, my competitors are well established and have a bigger presence. My customers are buildings who are in need of going green and improving the air quality environment. In 2013, New York City implemented new building code laws for better energy efficiency. My goals for the business are to be able to lease transportation vehicle to help expand the business, create heavy traffic on my website and brand recognition.

I am proud of bringing awareness and education in how to live without polluting our planet. The response to a green movement touches the heart.

What is the purpose of this loan?

A loan of $5,000 would help me buy a strip and buff machine, which can also shampoo and wash rugs and do tile floors. In addition, we can get a decent used van for efficient and optimal delivery of service and to transport equipment.

Porfirio's loan is endorsed by Getting On Track. The information below explains why his trustee thinks Porfirio is a great candidate for a Kiva Zip loan.
How long have you known this person?

More than 5 years

Tell us about your relationship with this borrower.

He used to be one of my employee's many years ago and we met again in the Defy Ventures entrepreneurial program. Defy gives formerly incarcerated men all the necessary resources and support to establish a business. We go through an intense MBA-style regime and various business plan competitions. He was able to demonstrate an impeccable work ethic and asserted himself as a quite leader in the Defy program. Everyone respect's him and everyone loves him.

Tell us about this borrower's personality and character, and why you are endorsing him or her for a Kiva Zip loan.

We are very good friends, we talk almost every day and I have seen incredible growth both personally and professionally. I know him to be totally responsible and committed to his business endeavor. I am endorsing him because I believe he is ready to take off with his business. In the last few months his customer base has increased steadily with repeated customers calling more consistently.

Tell us about this borrower's business, and why you believe a Kiva Zip loan will contribute to his or her success.

The green cleaning business has an enormous demand and he has already establish a good client base who continue to bring him referrals. He needs additional products and equipment to meet the increase demand. As he continues to grow, he will be able to hire follow Defy Students to give guys coming home from prison an opportunity to make a decent wage and rebuild their life. I've always known him to work, handles adversity well and frankly I know without a doubt he will repay the loan.

202 Total
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PAYING BACK

A loan of $5,000 helps me to buy a used van and equipment so I can scale my business.

Disbursed Sep 10, 2013
Repayment Term:
24 monthly payments
Grace Period:
N/A
Listed:
Jun 12, 2013
Disbursed:
Sep 10, 2013
Paying Back:
Sep 11, 2013

About Dreamgreennyc, Inc

Industry:
Cleaning Services
Years in Operation:
<6 months
Website:
dreamgreennyc.com
Badges:
Badge_connectedness_gold_small

What are Borrower Badges?

Borrower Badges are a system designed to recognize and reward borrowers’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.

This loan is endorsed by

Trustee Type:
Financial Coaching
Location:
Bronx, NY
Badges:
Badge_repayment_bronze_small Badge_connectedness_gold_small
On Zip Since:
Mar 26, 2013
(13 months)
Loans Endorsed:
3
Total Value:
$15,000
Fundraising/Raised:
0
Paying on Time:
1
Paying Back Late:
2
Repaid in Full:
0
Defaulted:
0
Repayment Rate:
78%
Why are you endorsing Porfirio?

We are very good friends, we talk almost every day and I have seen incredible growth both personally and professionally. I know him to be totally responsible and committed to his business endeavor. I am endorsing him because I believe he is ready to take off with his business. In the last few mon...

What are Trustee Badges?

Trustee Badges are a system designed to recognize and reward trustees’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.
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