share
Www_245150

Eric has invited you to join Kiva Zip!

Kiva Zip helps businesses grow with 0% interest loans. Making a small loan can change a life.


Lend

Kristie

KristiesKare

Flint, MI

[Image]
Personal Story

I was born in Flint, Michigan and live in the same house where my two younger brothers and I were raised. As children, we were taught to have a positive outlook on life, and that you only live once, so you may as well be happy.

After graduating from High School, I worked at Mott Community College for 8 years, General Motors for 2 years, then hired into the US Federal Bankruptcy Court as a court recorder and retired with 30 years of service on March 31, 2012.

My husband and I raised a wonderful son, and we have two grandchildren, a Grandson that is 16 years old and a Granddaughter that is 7 years old. Grandchildren are a gift and a blessing. I love spending time with them. We like to go camping, hiking and and enjoy the water.

I lost my Mom to Alzheimer's Disease in 2003, and that gave me the inspiration to get involved in the Senior Community. KristiesKare is the perfect solution for those who do not need assisted living and are home alone. My Mission Statement for the Adult Day Care Center I own and operate is: to provide a safe, compassionate and positive environment for our Seniors. The key word is compassionate.

I helped care for my Grandfather when I was young, at the early age of 8 years old after he had a stroke and was to live the balance of his life in a wheel chair. I loved caring for him and nothing has changed. I will go the extra mile for individuals and have a soft spot in my heart for both the older and younger generation.

With funds available to advertise the business, I feel that we could recruit Seniors that could benefit from this business.

Business Description

KristiesKare is an Adult Day Care Center. Individuals (50 and over) are dropped off at the business, as you would similar to a child day care. There are planned activities throughout the day consisting of Cognitive Stimulation through puzzles, trivia and word games, exercises to improve range of motion and retain muscle tone and mobility, armchair fitness, ball toss, Wii Sports, reading and arts and crafts. We have pet therapy weekly and Inter-generational programs.

Seniors that attend the Adult Day Care receive benefits through events, programming, and social interaction with peers, all of which enhances dignity and respect. Our program keeps seniors independent and is respite for care givers, which are usually family members and almost always in need of a break. KristiesKare provides that and more.

Every day 1,000 individuals are turning 65 years old in the United States. Adult Day Care is a cost effective solution for Seniors that cannot stay home alone, and would otherwise be required to be placed in a permanent setting outside the home.

What is the purpose of this loan?

The first expense would be a handicapped ramp for my center. I currently have Seniors that use walkers and struggle to walk up steps. Even more of my future clients will be using either wheel chairs or walkers and I will need to make the facility accessible.

I also need to pay for admission fees to events and fairs in our area to advertise KristiesKare, along with marketing materials, such as: flyers, business cards, display stands and a stand up poster with a briefcase carrier that has a roll about easel that could be used for training and events. Also, I need signage for the business. That is quite a steep expense.

Kristie's loan is endorsed by Metro Community Development. The information below explains why her trustee thinks Kristie is a great candidate for a Kiva Zip loan.
How long have you known this person?

1-6 months

Tell us about your relationship with this borrower.

This borrower came to our organization for assistance with growing her business. We are a Community Development Financial Institution and we make small business loans for existing businesses. We were not able to help Kristie with a loan because she was too new for our organization, but we instantly had a connection with Kristie. She is a good fit for our organization and we hope with support from Kiva Zip she will be able to obtain financing with our organization in the future.

Tell us about this borrower's personality and character, and why you are endorsing him or her for a Kiva Zip loan.

Kristie has a upbeat and positive personality. She has worked hard her entire life to make herself and her family happy. People truly like and admire her. She is in the perfect field for her style and what she has to offer the world. We are endorsing her because of her potential and business success.

Tell us about this borrower's business, and why you believe a Kiva Zip loan will contribute to his or her success.

KristiesKare is an adult daycare. She takes her time to give back to our seniors who would otherwise be lonely and bored. She has a personal passion for the senior community. With funds to advertise her business she could have more clients to care for and this would increase her business.

140 Total
Thumb_image_missing
London, United Kingdom
Picture_5
West Linn, OR
Thumb_image_missing
Ann Arbor, MI
Ronsm
Blue Springs, MO
Cookie_monsters_6.19.2012
San Francisco, CA
Robert___nickolas
Chester Hill, Australia
Www_1102956
Montgomery, AL
C5065
Oakland Township, MI
Pam_and_fish
Los Angeles, CA
Img_0202
Pittsburgh, PA
Cherie
Springville, Tulare, CA
Www_639899
Tacoma, WA
Www_805934
Kalamazoo
Mike
Sarasota, FL
Thumb_image_missing
Saratoga, CA
Www_1302559
Richmond, VA
Lennonwall2
San Jose, CA
Dsc02587
Sparks, NV
Image
Luxembourg, Luxembourg
Www_24644
Los Angeles, CA
Www_180930
Santa Fe, NM
100dpi
Ireland
Kivastefan
Stuttgart, Germany
Img_0251
Singapore, Singapore
Thumb_image_missing
Www_390810
Abe_2
Kansas City, MO
Thumb_image_missing
Ann Arbor, MI
Www_1256886
Canada
Greta
Www_840348
Www_1326684
Newberg, OR
Laurie_2013
Fresno County, CA
Www_829253
Gahanna, OH
Leah_bluish
Baltimore, MD
Thumb_image_missing
olivet , MI
Cropped_pic_of_aaron_111509
Pinellas County, FL
Www_1360510
Tillamook, OR
Www_1364088
San Jose, CA
Www_414627
Farmington Hills, MI
Image
Campbell, CA
M
Uster, Switzerland
Www_612244
Chicago, IL
Www_107750
Omena, MI
Www_390482
Dsc02275
Montana, US and La Paz, Mexico, MT
Thumb_image_missing
Www_245150
Marlborough, MA
Www_1001194
Los Gatos, CA
Www_1173731
Ravenna, Italy
Thumb_image_missing
Bellevue, MI
Www_327007
Renton, WA
Www_902249
Coos County, OR
Thumb_image_missing
New Zealand
283142_10150741013940461_6941362_n
Washtenaw, MI
Thumb_image_missing
madison, WI
Thumb_image_missing
Fredericksburg, VA
600929_3430766605337_993393706_n
San Francisco, CA
Steph_cat_
Greensboro, NC
P2pzip
SF Bay Area, CA
Www_1350544
Salt Lake City, UT
2012-12-31_18.59.33
Melbourne, Australia
Thumb_image_missing
Canada
Om
Www_1372728
Houston, TX
Www_653588
San Diego, CA
Thumb_image_missing
186799_1437365839_348892098_n
amsterdam, Netherlands
Image
Sarnia, Canada
Thumb_image_missing
Courtenay, , Canada
2013_1003_thunder
Phoenix, AZ
Img_0819_(klein)
Katsdorf, Austria
Christyg-headshot01
Dallas, TX
Thumb_image_missing
Rio de Janeiro, Brazil
Www_1292584
San Francisco, CA
Lisa
Bloomfield Twp., MI
Thumb_image_missing
Photo
Los Angeles, CA
Www_1301386
Norton, MA
Loading comments...
PAYING BACK

A loan of $5,000 helps me to install a handicapped ramp and purchase a new sign for my Adult Day Care Center.

Disbursed Jun 30, 2013
Repayment Term:
24 monthly payments
Grace Period:
N/A
Listed:
May 9, 2013
Disbursed:
Jun 30, 2013
Paying Back:
Jul 1, 2013

About KristiesKare

Industry:
Day care / Adult care
Years in Operation:
<6 months
Website:
kristieskare.com
Badges:
Badge_connectedness_gold_small

What are Borrower Badges?

Borrower Badges are a system designed to recognize and reward borrowers’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.

This loan is endorsed by

Trustee Type:
CDFI
Location:
Flint/Genesee, MI
Badges:
Badge_repayment_bronze_small
On Zip Since:
May 9, 2013
(11 months)
Loans Endorsed:
4
Total Value:
$20,000
Fundraising/Raised:
0
Paying on Time:
3
Paying Back Late:
0
Repaid in Full:
0
Defaulted:
0
Repayment Rate:
100%
Why are you endorsing Kristie?

Kristie has a upbeat and positive personality. She has worked hard her entire life to make herself and her family happy. People truly like and admire her. She is in the perfect field for her style and what she has to offer the world. We are endorsing her because of her potential and business ...

What are Trustee Badges?

Trustee Badges are a system designed to recognize and reward trustees’ engagement with the Kiva Zip website.

There are two types of badges that are tiered like medals: Gold, Silver and Bronze.

  1. 'Repayment badges' are awarded for the on-time repayment of loans.
  2. 'Connectedness badges' are awarded for engagement with the Kiva Zip website.
Innovations in person-to-person lending © 2005 - 2012 Kiva. All rights reserved. Kiva is a U.S. 501(c)3 non-profit organization.