Loans For Entrepreneurs Doing Amazing Things
0% Interest, No Fees
The Kiva Zip community provides access to 0%
interest loans and a community passionate about helping entrepreneurs. With over a million lenders,
corporate sponsors, and local governments, our network will help you find the resources you need to
grow your business.
"Since we got our Kiva Zip loan, our sales have increased by 15% each
year. Our loan helped jump start our operations."
Marci & Greg Miller
Deep Root Farm, Moscow, ID
“Kiva Zip was a simple and straightforward process. It wasn't just a
bank. We were able to put faces to those supporting us.”
Sally & Nadia
Night Owl Market, Cincinnati, OH
Character over Credit
Rather than assessing your credit history and financial statements,
Kiva Zip uses your character and trust network as a measure of creditworthiness.
First, you will be asked to join our community by making a loan to another small business owner. Then, you will be asked to invite
a number of lenders to launch your fundraising. Once you have the support of your friends and family, your loan will begin publicly
fundraising from our network of over a million lenders - without ever sending us a credit report or bank statement.
Calculate Your Loan Request
Monthly payments for a loan of $0 would be
$0 for a period of