Kiva Zip makes 0% interest loans for 100% social good
How it Works
A Big Boost for Small Businesses
Thousands of entrepreneurs get rejected for loans every day. With Kiva Zip, you can support small businesses with 0% interest loans and enable them to access the capital they need to grow their businesses. It only takes $5 to make an impact.
Banking on People
Kiva Zip is about human connections. As a Kiva Zip lender, you have the chance to become a customer, brand ambassador and business adviser to the borrowers that you’re funding with interest free loans.
"I love the spirit of helping others. It is a gift to them, and to my heart."
Jean, Saint Louis MO
“Seeing lenders chip in from across the country was exciting and encouraging.”
Sean, Portland OR
Character Based Lending
Kiva Zip uses an entrepreneur's network as a measure of creditworthiness. Borrowers invite family and friends to start their fundraising. After reaching a designated threshold, the Kiva Zip community takes care of the rest. It's a simple, transparent way to help small businesses.