Welcome Kiva User! Kiva Zip is different from Kiva in some important ways. Learn More.

Welcome to Kiva Zip!

A place for piloting innovations in person-to-person lending

What is Kiva Zip?

Kiva Zip is a pilot program, launched by Kiva, that enables you to make direct loans to entrepreneurs in Kenya and the United States. You can make a loan today for as little as $5. Over time, as your loan is repaid, you get your money back, and you can then withdraw it, or relend it to another entrepreneur.

Repayment Rate

US Loans88.1%
Kenya Loans92.1%

New to Zip? Register Below!

Want to register as a Lender?

It's easy! Just click the button to get started. Submit

Want to register as a Borrower or Trustee?

Fill in your information below and we'll be in contact.

2nd loan

Floral Beauty Greenhouses is a major wholesale greenhouse located in upstate NY. We grow over 10,000 hanging baskets each year, 60,000 geraniums, 13,000 poinsettias, and we service over 100 retail customers within a 100 mile radius. We just broke into the retail market through our greenhouse vegetable division. With funding we will be able to improve the profitability and "green-ness" of our greenhouses and position ourselves for additional future jumps in growth and profitability over the next 2-3 years.

Endorsed by Institute for Veterans and Milit...
11 endorsements made, with a 100% repayment rate.
35% raised
Innovations in person-to-person lending © 2005 - 2012 Kiva. All rights reserved. Kiva is a U.S. 501(c)3 non-profit organization.